Frequently Asked Questions
What kinds of health insurance can you help me with?
Our office can assist with Individual coverage, Oregon Health Plan, Medicare options, and small group coverage.
How long does the appointment take?
Anywhere from 15min – 1 hour depending on the questions you have for me.
What do the plans cover?
The Affordable Care Act requires plans sold on the exchange to have the same 10 Essential Health Benefits included
Do I need to renew my coverage every year?
Yes, if you are on a private plan – Moda, Providence, Bridgespan etc, you want to make sure you review your options and renew your tax credits ever year. If you are on Oregon Health Plan you will be notified by them when it is time to renew.
Is there a penalty for not having health insurance?
If you can afford health insurance but choose not to buy it, you must pay a fee called the individual shared responsibility payment. (The fee is sometimes called the "penalty," "fine," or "individual mandate.") see https://www.healthcare.gov/fees/ for more information on the fine.
What are the important dates for enrolling in 2018 health coverage?
- November 1, 2017: Open Enrollment begins.
- December 15, 2017: Open Enrollment ends. You can still buy a health plan if you qualify for a Special Enrollment Period.
Learn more about life changes that qualify for a Special Enrollment Period.
Do I have to pay you anything for the appointment?
No our services are offered free of charge to the customer.